Payment Options

Self Pay options include payment by all major credit cards, cash, money orders, and verified personal checks.  Self pay is offered at a discounted rate from reimbursable insurance rates.  There are many benefits of self-pay services including the following:  

1. Private: NO 3rd party involved in making decisions about your care and treatment process. 
2. Label Free: Diagnosis not required to start treatment allowing for a more thorough assessment of your mental health issues.
3. Person-Centered: Treatment Planning is self driven, NOT diagnosis driven, assuring your personal needs are met during planning and ongoing sessions. 

Insurance plan options are provided by a third party provider Headway.  At this. time, Renita Borders, LCSW is credentialed with the following: 

1. Aetna
2. Cigna
3. Quest Behavioral Health
4. Carelon Behavioral Health

To check or verify your insurance click on link below.  Thank you

https://headway.co/providers/renita-borders?utm_source=pem&utm_medium=direct_link&utm_campaign=61998

Employee Assistance Programs

EAP programs are a referral program.  Check with your Employer HR to find out if you are eligible under an EAP Referral Program.  If you do not see your program listed below,  please contact us and we can start the process of getting credentialed with your EAP.  

• The Solutions Group
• Health Advocates
• H&H Health Associates
• Comp Psych
• BHS
• AllOne Health

Open Path Psychotherapy Collective is a non-profit nationwide network of mental health professionals dedicated to providing in-office mental health care—at a steeply reduced rate—to individuals, couples, children, and families in need. 

For more information and referral process click the link below: 

 https://openpathcollective.org/open-path-staff/ 

Health Savings Account

A health savings account is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan. The funds contributed to an account are not subject to federal income tax at the time of deposit.  (Ask your employer about FSA and eligibility) 

Flexible Savings Account

A flexible spending account, also known as a flexible spending arrangement, is one of a number of tax-advantaged financial accounts, resulting in payroll tax savings. A flexible Savings account is an arrangement through your employer that lets you pay for many out-of-pocket medical expenses with tax-free dollars. Allowed expenses include insurance co payments and deductibles, qualified prescription drugs, insulin, and medical devices.  You decide how much to put in an FSA, up to a limit set by your employer. You aren't taxed on this money.  (Ask your employer about FSA and eligibility)

We have attempted to keep our fees/rates affordable.  We will provide necessary invoices or receipts for services if you would like to file out of network reimbursement claims to your insurance provider. If you are unable to pay the Fees/Rates listed, please feel free to discuss this during your introductory session or send us a message. 

Please Note: All self-pay clients have a right to receive a Good Faith Estimate per federal law as of January 1, 2022.  A Good Faith Estimate enumerates the expenses you can reasonably expect to pay for your mental health care services provided by Healthy Haven Counseling.  Your estimate is not a contract.  You are not obligated to receive services from Healthy Haven Counseling.  If requested,  our office can provide you with alternative referral options.  We have always practiced transparency when it comes to rates/fees for service.  All rates and fees for services are discussed and agreed upon prior to services being rendered.  Healthy Haven Counseling offers a free consultation to aid in this process.  

FEES/RATES ARE SUBJECT TO CHANGE BASED ON PERIODIC RATE STUDY ADJUSTMENTS. QUESTIONS? PLEASE CONTACT OUR OFFICE FOR FURTHER INFORMATION